Medica Health will offer an insurance plan in conjunction with CHI Health, the companies announced Wednesday, expanding options in the Council Bluffs-Omaha metropolitan area.
The plan will be part of the Affordable Care Act-approved insurance that will become available for 2018 during the open enrollment period, which starts Nov. 1.
It will be available to most people in the metro area, including Pottawattamie and Harrison Counties in southwest Iowa. The plan will include co-pay, catastrophic and high-deductible plans. Members will receive care from providers in the UniNet network in partnership with CHI Health, the companies said.
Medica with CHI Health will be one of two plans available to people in Nebraska under the Affordable Care Act’s exchange. For Iowa, if the state’s so-called stopgap measure is approved, Medica says its products and services — including the CHI plan — are subject to change. (The Iowa stopgap measure would guarantee coverage and include the ACA’s “essential health benefits.”)
Medica, based in Minnetonka, Minnesota, said Wednesday that it was committed to the Nebraska and Iowa markets. It’s the only insurer that continues to offer ACA-approved plans in Nebraska for 2018; it also so far is the only insurer selling such plans in Iowa for next year.
Meanwhile, Medica on Wednesday said it had signed federal paperwork to officially offer insurance in Nebraska under the ACA in 2018. As the company already announced, its average rates for Nebraska plans will increase 31 percent, though with federal subsidies, most customers won’t pay that much out of pocket, the company said.