XRP has long been considered a solid bet among altcoins, especially in institutional circles. Its partnerships with banks and cross-border payment infrastructure give it some real-world use case advantage. However, with a projected short-term drop of 1.41 percent and a largely sideways trajectory over the last year, XRP’s price performance has not excited retail investors.
More importantly, XRP’s infrastructure, while efficient for payment rails, doesn’t match the speed or flexibility of what’s now entering the scene. It processes around 1,500 transactions per second with limited smart contract functionality. For investors seeking wealth creation, not just institutional utility, XRP is slowly being outpaced by bolder and faster alternatives.