Author: Charlotte

As the commercial real estate (CRE) lending market adjusts to tighter credit conditions, Commercial Property Assessed Clean Energy, commonly known as “C-PACE,” has emerged as an increasingly prevalent component of the CRE capital stack. Cumulative originations reached a record ~$13 billion in 2025, and 40 states now have active programs. As C-PACE increasingly fills gaps left by retreating traditional lenders, often replacing otherwise unavailable mezzanine debt or preferred equity, borrowers and lenders alike must understand its structural mechanics, lien priority implications, and transactional complexities. Understanding C-PACE C-PACE enables commercial property owners to fund qualified energy efficiency, renewable energy, and resiliency…

Introduction Private capital markets have transformed substantially over the past decade. Private credit has established itself as a mainstream asset class, sponsor-backed mid-market buyouts have grown increasingly sophisticated and hybrid capital solutions have become a regular and viable option. These developments have fundamentally altered how risk is priced, documented and managed. As transaction structures have grown more intricate, market participants have sought greater certainty regarding downside outcomes. Lenders have traditionally relied upon security packages and statutory insolvency processes to safeguard their position. Control was typically asserted reactively, following an event of default (in many cases following multiple events of default,…

Southern Silver Exploration Corp. (TSXV: SSV,OTC:SSVFF) (the “Company” or “Southern Silver”) announces that it has amended the previously announced non-brokered private placement which will now consist of up to 7,272,726 common shares of the Company (the “Shares”) at a price of $0.55 for gross proceeds of up to $3,999,999.30 (the “Offering”).Subject to compliance with applicable regulatory requirements and in accordance with National Instrument 45-106 – Prospectus Exemptions (“NI 45-106”), the Shares will be offered for sale to purchasers resident in the provinces of British Columbia, Alberta, Manitoba, Saskatchewan and Ontario pursuant to the listed issuer financing exemption under Part 5A…

The law of diminishing returns is running the lives of some of the most talented, committed, hardest-working people I know.gettyThere is an economic principle that most leaders learned in school and then promptly forgot to apply to themselves. It is called the law of diminishing returns, and it is running (did your mind also trip up there and see ‘ruining’?) the lives of some of the most talented, generous, and ambitious people I know.The principle works like this. Imagine a farmer who decides she needs more revenue. She leases the plot next door, which seems like a reasonable move. But…

Sequans Communications, a Paris-based semiconductor firm, has sold 456 Bitcoin and signaled plans to offload its remaining 658 BTC. What started as an ambitious corporate Bitcoin treasury strategy just a year ago is now being unwound at speed, with the company prioritizing debt reduction over digital asset accumulation. How the Bitcoin treasury unraveled Sequans launched its Bitcoin treasury program in July 2025 after raising $384 million through a combination of equity offerings and convertible debt. The company accumulated aggressively, reaching approximately 3,234 BTC by October 2025. By November 2025, Sequans sold 970 BTC to redeem half of its convertible debt…

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000. Do the math. According to Musk, this technology could be worth $250 trillion by 2040. Put another way, that’s roughly equal to:…

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard. Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences. At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000. Do the math. According to Musk, this technology could be worth $250 trillion by 2040. Put another way, that’s roughly equal to:…

How Venture Capital Benefits From Zombie Bankruptcies Mother Jones Source link

After years of investing 50% of their income and maxing out their retirement accounts, Andy and Nicole Hill reduced their contribution rate to 10% around 2020. Eventually, they stopped contributing to retirement accounts altogether.Still, “the balance has grown from around $550,000 in 2021 when we stopped to closer to $1 million without any further contributions,” Hill, 44, said. Business Insider confirmed their near-seven-figure portfolio by reviewing screenshots of their Vanguard accounts.The Michigan-based couple stopped investing after hitting “Coast FIRE,” an offshoot of the financial independence, retire early (FIRE) movement. The idea is to invest enough early on that, even if…

Excerpted from Poor Charlie’s Almanack by Charles T. Munger, Copyright 2023 by Stripe Press. All rights reserved.Let me demonstrate the power of microeconomics by solving two microeconomic problems, one simple and one a little harder.  The first problem is this: Berkshire Hathaway just opened a furniture and appliance store in Kansas City, Kansas. At the time Berkshire opened it, the largest-selling furniture and appliance store in the world was another Berkshire Hathaway store selling $350 million worth of goods per year. The new store in a strange city opened up selling at the rate of more than $500 million a year. From…