How should couples approach investments when working towards shared financial goals? The starting point should be their short-, medium- and long-term goals, followed by each partner’s risk tolerance. Vishal Dhawan, Founder & CEO, Plan Ahead Wealth Advisors, says couples can divide investments based on their comfort levels, with conservative partners considering debt or fixed deposits and aggressive investors exploring equities, gold or silver. Tax slabs can also influence whose name an investment should be held in. However, couples should ensure both names are included in investments wherever possible, so the wealth created remains accessible to both partners during emergencies or unforeseen situations